Security-First Culture
bankingJune 13, 2025

Security-First Culture

Training and Team Dynamics in Fintech Development

Article presentation
Building a security-first culture in fintech means secure coding, InfoSec collaboration, and handling sensitive data with compliance and care.

In fintech, security is not a feature—it's a foundation. Whether you're building for banks, PSPs, or payment startups, the margin for error is nonexistent. At OceanoBe, we’ve learned that the key to maintaining ironclad standards across multiple fintech client environments is cultivating a security-first culture that starts with people, not just protocols. 

As CTO, my responsibility is not just to deliver secure code—it's to build and nurture a development culture where security is instinctive, collaborative, and embedded into every step of the product lifecycle. 

Why Security Culture Matters More Than Ever 

Working with fintech clients means navigating a high-stakes landscape of regulatory scrutiny, data privacy expectations, and ever-evolving attack vectors. A vulnerability in a single deployment or API can result in massive reputational and financial damage for the client—and for us. 

But beyond tools and frameworks, security depends on habits, knowledge sharing, and team alignment. That’s why we believe in training our developers not only to write secure code but to think securely. 

Training Developers for Secure-by-Design Thinking 

Security must be treated as a core competency, not an afterthought. Here’s how we approach ongoing developer training at OceanoBe: 

Secure Coding Bootcamps: Every developer undergoes intensive training on OWASP Top 10 vulnerabilities, secure API design, and threat modeling. 

Live Attack Simulations: We run red/blue team exercises to help engineers experience vulnerabilities from the attacker’s perspective. 

Role-Based Security Learning Paths: Backend, frontend, mobile, and DevOps engineers receive tailored content—from CSRF prevention to Kubernetes secrets management. 

Importantly, training is continuous. We include micro-learning and knowledge-sharing in sprint retros, code reviews, and internal presentations. 


Protocols for Handling Fintech Client Data 

When working on a fintech application, a developer may encounter a wide range of sensitive data that must be handled with the utmost care. This includes personally identifiable information (PII) such as users’ full names, email addresses, phone numbers, dates of birth, and government-issued identification numbers.  

Developers may also access financial and transactional data, including bank account details, payment card numbers (which fall under PCI DSS scope), transaction histories, and credit scores. Additionally, access tokens, session IDs, and authentication credentials used to manage user access and permissions are equally sensitive. In regulated environments, even seemingly benign metadata (e.g., IP addresses, device fingerprints, or location data) can be classified as sensitive, especially when tied to a specific individual or transaction.  

Protecting this data through secure coding practices, encryption, and strict access control is not only a best practice—it’s a regulatory requirement in most jurisdictions. We maintain strict operational boundaries and protocols: 

Zero Data Persistence in Dev Environments: We never use real user data in development. Test data is anonymized and synthetically generated. 

Role-Based Access Control (RBAC): Team members only access systems relevant to their task. Admin privileges are limited and auditable. 

Secrets & Credential Management: All credentials are stored using Vault or AWS Secrets Manager, never in code or local environments. 

VPN + MFA by Default: Access to client systems is only allowed through company-managed VPNs with mandatory multi-factor authentication. 

In client projects, we always prefer to work inside their sandboxed cloud environments, whether it’s Azure, AWS, or GCP, ensuring compliance with internal InfoSec policies. 


Collaboration with InfoSec & Compliance Teams 

Security doesn’t live in a silo. At OceanoBe, our development leads collaborate early and often with InfoSec, legal, and compliance departments—both internally and with our clients. Key practices include: 

  • Joint threat modeling workshops with client teams before every major architecture change. 
  • Automated compliance testing in CI/CD pipelines to ensure we pass internal audits. 
  • Real-time vulnerability tracking via integrated tools like Snyk and SonarQube, shared across QA, dev, and security. 

This multidisciplinary approach reduces bottlenecks and ensures that security is woven into design decisions—not patched in afterward. 

Making Security a Habit, Not a Hurdle 

Culture is shaped by repetition and reward. We embed security directly into our workflows to make it effortless: 

Security Gates in CI/CD: Pull requests are scanned automatically. No merge if there’s a known vulnerability. 

Secure Coding Checklists: Every sprint planning includes threat vectors to watch out for. 

Recognition Culture: Engineers who proactively identify risks or make security-first decisions are recognized publicly. 

We’ve seen the payoff: stronger trust with clients, smoother audits, and fewer production incidents. 


Security as a Business Enabler 

In fintech, speed and compliance are often at odds. But a mature security culture allows you to move fast without breaking trust. When clients see that our engineers take security as seriously as they do, it becomes a competitive advantage. 

We don’t just deliver working software—we deliver peace of mind and security in development. 


Let’s Build Securely, Together 

At OceanoBe, security isn’t a box to check—it’s part of our DNA. If you’re building a financial product and need a development partner who prioritizes safety from the first commit to the final deployment, let’s talk. 

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